Commercial Coverages

Janus Automotive Administrators is proud to partner with The ZERO Plan®, a dealer-friendly platform developed by Universal Lenders LLC. The ZERO Plan® is designed to boost dealership profits through enhanced premium financing options.

Key features of the platform include quick payment within 7 days, effective collections to minimize cancellations, and a broad range of eligible products beyond just service contracts. Universal Lenders also offers 0% promotional financing programs for dealers selling extended service contracts and various vehicle, RV, boat, and motorcycle protection products.

  • Automatic Approval
  • Finance Products for up to 36 months with 0% interest with 10%
    downpayment
  • Helps to build credit, or rebuild credit with positive reporting to the credit bureaus